Answers basic questions about your credit report, how your credit score is calculated, and how to fix errors found in your credit report.
|Credit Card Repayment Calculator
Estimate how long it will take you to pay off your credit card balance if you make only the minimum payment on time each month.
|Federal Reserve Consumer Help
If you have a problem with a bank or other financial institution, contact the Federal Reserve for help.
Provides a detailed look at the structure, responsibilities, and operations of the Federal Reserve System. Revised in 2005 to reflect changes in monetary, regulatory, and other policy areas.
"The Federal Reserve System is the central bank of the United States. It was founded by Congress in 1913 to provide the nation with a safer, more flexible, and more stable monetary and financial system.
Today, the Federal Reserve's duties fall into four general areas:
|97th Annual Report
Report on operations of the Board during the year.
Annual Report: Budget Review
Report on the current budgeted expenses of the Board of Governors and the Federal Reserve Banks.
|The 2009 HMDA Data: The Mortgage Market in a Time of Low Interest Rates and Economic Distress
The data that mortgage lending institutions reported for 2009 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the housing and mortgage markets. This article presents a number of key findings from a review of the 2009 HMDA data.
|Consumer’s Guide to Mortgage Refinancing
Helps you answer the questions Should I, Can I, and How do I refinance my mortgage loan? Includes worksheets to help you determine whether refinancing will pay off for you and to help you shop for a mortgage loan to fit your financial situation. Also includes tips to help you through the refinancing process.
|International Journal of Central Banking
The International Journal of Central Banking (IJCB) is an initiative of the central banking community. Published quarterly, the journal features articles on central bank theory and practice, with a special emphasis on research relating to monetary and financial stability.